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 Bank-Fund Staff Federal Credit Union: "Our purpose is to cultivate and enable shared prosperity through trusted financial services." Use Website In a Screen-Reader Mode Accessibility Screen-Reader Guide, Feedback, and Issue Reporting . Cheese chase

Accessible 24/7 through our HomeBanking App, this flexible line of credit ensures quick, convenient financial relief whenever it’s needed. Transfer funds instantly, whenever you …Zelle ® is a fast, safe and easy way to send money directly between almost any bank or credit union account in the U.S., typically within minutes 1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank 1.About Us. Mayo Employees Federal Credit Union is dedicated to helping members achieve their financial goals. Since we are a member-owned, not-for-profit financial cooperative, earnings are distributed back to members in the form of higher dividends on savings, lower loan rates, expanding products and services, and more.Manage your money anytime, anywhere with Digital Banking from BFSFCU. Transfer funds, pay bills, view statements, and more with your desktop, smartphone, or tablet. Premier Checking. Enjoy higher dividends when you achieve Global Rewards PLUS or OPTIMUM levels! At the PLUS level, balances of up to $10,000 will earn a premium rate. At the OPTIMUM level, your balances of up to $25,000 will earn an even higher dividend rate. Earn rebates on ATM Transaction Fees 4, Outgoing Wire Transfer Fees 5 and Debit Card ... Bank online or visit one of our conveniently located branches in Lafayette, West Lafayette, Crown Point or La Porte, IN. Phone: 800.627.3328; Routing: 274976067; NMLS #417214; ... Purdue Federal Credit Union does not provide, and is not responsible for, the product, service, overall website content, accessibility, security, or privacy policies on any external …We're ready to help at 46 branches located throughout the United States. Additionally, you’ll find more than 70,000 domestic ATMs and 15,000 international ATMs in the CO-OP and Allpoint networks, plus more than …Accessible 24/7 through our HomeBanking App, this flexible line of credit ensures quick, convenient financial relief whenever it’s needed. Transfer funds instantly, whenever you …With high-value products and services, Randolph-Brooks Federal Credit Union (RBFCU) is a trusted financial partner for thousands of members in Texas, as well as around the world. RBFCU offers all the banking services you would expect from a leading credit union, and we've also made it our mission to help improve our members' economic well-being and …Jan 31, 2022 · Navy Federal Credit Union. Fortune magazine placed Navy Federal on its list of the 100 Best Companies to Work For. Membership at this government employee credit union is over 11 million and growing. Navy Federal serves the Army, Marine Corps, Navy, Air Force, Coast Guard, Department of Defense, and veterans. Moved Permanently. The document has moved here.Become a Member. Bank-Fund Staff Federal Credit Union (BFSFCU) is a full-service financial cooperative that offers checking, savings, loans and more.Bank-Fund Staff Federal Credit Union (BFSFCU) is a full-service financial cooperative that was organized and chartered in 1947 as a convenient place for employees of the World Bank Group and International Monetary Fund and their families to save and to obtain credit. In 1947, the employees of the World Bank and the International Monetary Fund ...At Dade County Federal Credit Union, our Members, always have and always will, come first. ... We are better than a bank. We are your Credit Union. Join Us . Introduction. Calls To Action. Become A Member. Routing Number: 266080107 Dade County Federal Credit Union 1500 NW 107 Avenue Sweetwater, FL 33172 305.471.5080. Forms Accessibility …How Is A Credit Union Different From A Bank? 7 Ways to Save on Family Vacation; 9 Ways to Save on Back to School Shopping; View All; Member Resources. ... Where you invest matters. At WeStreet, our employees live, work, go to school, and worship alongside our members. We care about the local issues that affect your finances because they …District Government Employees Federal Credit Union (DGEFCU) was founded in 1954 to serve the financial needs of District Government employees. Because many were struggling to make ends meet and had few banking options, District employees were especially vulnerable to the dangerous cycle of borrowing from loan sharks. The credit union …© 2024 Bank-Fund Staff Federal Credit Union. All Rights Reserved.The privacy and security policies of external websites will differ from those of Employees Federal Credit Union. Click CONTINUE to proceed or click the "X" to stay on this site. CONTINUE. Loans Accounts Services About us Search. Back Loan Products Credit Cards Loan Rates Loan Application Student Loan Application Back Savings Accounts ...Find out how to reach the credit union by phone, email, or secure message. Learn about its services, locations, and international toll-free numbers.Become a Member. Bank-Fund Staff Federal Credit Union (BFSFCU) is a full-service financial cooperative that offers checking, savings, loans and more.Fax:888-919-0578. Address:1300 New York Ave. N.W. Washington, DC 20577. Report Lost/Stolen Cards. Web Design by Avtec Media. Board of Directors Election. ×. IDB Global Federal Credit Union is the answer to all of your financial needs: loans, online banking, mortgages & money management. Create an account now.Bank-Fund Staff Federal Credit Union Sep 2006 - Feb 2019 12 years 6 months Manage a team of professionals who provide financial and banking services to the staff of the World Bank, IMF, and IFC.Pay & benefits. My pay and benefits at Bank Fund Staff Federal Credit Union are pretty good. $20 hr full time at comm center isn’t bad. And the benefits ain’t to shabby either. Job security and advancement. In terms of job security at Bank Fund Staff Federal Credit Union, I think I felt like my job was always on the line. 1 Foreign exchange rates are internal to our processor and are not reflected in foreign exchange rate information provided by other sources. Become a Member. Bank-Fund Staff Federal Credit Union offers several different methods of funds transfers based on the nature of the transfer. Learn about iTHINK Financial's Personal Banking accounts, loans, and services. Join or apply today! Members' equity to total assets, a primary indicator of our safety and soundness and financial strength, was over 12% as of December 31, 2022, exceeding the NCUA's "well capitalized" threshold of 7.0%. Our risk-based capital ratio is strong at 29.5%, above the 10% “NCUA risk-based well capitalized” level, and higher than the NCUA Large ... Armco Credit Union offers a full range of banking services: Savings and Checking Accounts, Auto and Mortgage Loans, Financial Literacy, and more. Member owned in Butler since 1935. Armco Credit Union offers a full range of banking services: Savings and Checking Accounts, Auto and Mortgage Loans, Financial Literacy, and more. Member …This line has a 10-year draw period. Minimum monthly payment will be principal and interest amortized over a 30-year repayment term. NMLS ID#509455. Desert Financial provides exceptional member and community service and a full range of financial solutions, with top-rated mobile and online banking.in the first 90 days of account opening. 2. Learn More Log in to Apply. My Card Rewards. Domestic: +1 866-203-5864. International: +1 630-447-8983. Customer service center is open 24 hours/ 7 days a week, the center will be closed the following major holidays until 6:00 AM ET the following morning: New Year's Day, Easter, Memorial Day ...Now you can choose to meet face-to-face via video or in person at one of our three branch locations. Schedule your next appointment to meet with our lending specialists or member service representatives to discuss your financial needs. If a video appointment is selected, we’ll send you a link to connect with us. from 9 AM to 3 PM.Routing 254074170. Become a Member. Bank-Fund Staff Federal Credit Union (BFSFCU) makes your online security our highest priority. Stay informed and up to date with various ways to prevent fraud in your everyday life.23% of Bank-Fund Staff Federal Credit Union employees are Black or African American. 11% of Bank-Fund Staff Federal Credit Union employees are Asian. The average employee at Bank-Fund Staff Federal Credit Union makes $40,885 per year. Employees at Bank-Fund Staff Federal Credit Union stay with the company for 6.4 …Bank With Us; Apply For a Loan; Submit a Search. Call: (800) 622-3328 or (818) 846-1710 Routing Number: 322274116. Accounts; Credit Cards; Loans; Tools; The Better Banking Podcast ® ® ® ® ... ©2024 Gain Federal Credit Union | Phone: (800) 622-3328 Routing Number: 322274116 NMLS #407810; Remote Banking Availability Close this alert …Tyndall NMLS #597599. LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00. Serving the Florida panhandle and Southern Alabama, we put our members first. Join Tyndall Federal Credit Union today!2023. Magnolia doesn’t just look at your credit score. We will actually take time to get to know you and help you become more financially stable. We’re helping people become financially stable. Save for emergencies, build your credit and get loans for things like cars and houses. You can trust Magnolia to do what’s in your best interest.Now you can choose to meet face-to-face via video or in person at one of our three branch locations. Schedule your next appointment to meet with our lending specialists or member service representatives to discuss your financial needs. If a video appointment is selected, we’ll send you a link to connect with us. from 9 AM to 3 PM.Bank With Us; Apply For a Loan; Submit a Search. Call: (800) 622-3328 or (818) 846-1710 Routing Number: 322274116. Accounts; Credit Cards; Loans; Tools; The Better Banking Podcast ® ® ® ® ... ©2024 Gain Federal Credit Union | Phone: (800) 622-3328 Routing Number: 322274116 NMLS #407810; Remote Banking Availability Close this alert …Head of the Accounting function at a $6B credit union headquartered in Washington, DC. · Experience: Bank-Fund Staff Federal Credit Union · Education: University of Maryland - Robert H. Smith ...Teachers Federal Credit Union can help you reach and maintain the financial life you want to live. Become A Member. Teachers Federal Credit Union is a not-for-profit financial institution that offers low-rate personal & business banking products & services. Join today.We're Merced School Employees Federal Credit Union and we're all about helping our members achieve their financial goals since 1954. Teachers Federal Credit Union can help you reach and maintain the financial life you want to live. Become A Member. We're Here to help. 1-800-341-4333; Contact Us; Campbell Federal Credit Union. Join us at our Annual Meeting Wednesday, April 24th at 5pm. You can attend in person at our Main Office in Maple Shade, NJ or online via Zoom. Please RSVP by calling 856-486-3250 or request your Zoom meeting link by emailing [email protected] provide links to third party websites, independent from UPS Employees Federal Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of UPS Employees Federal Credit Union. Click CONTINUE to proceed or click the "X" to …Bank-Fund Staff Federal Credit Union | 1 965 abonnés sur LinkedIn. Founded in 1947 by World Bank and International Monetary Fund employees, the Bank-Fund Staff Federal Credit Union (BFSFCU) is a full-service financial cooperative serving the World Bank Group (WBG) and the International Monetary Fund (IMF) community. BFSFCU serves …Insurance products are not deposits, obligations of, or guaranteed by Cedar Point Federal Credit Union and are not insured by the National Credit Union Share Insurance Fund (NCUSIF), or any other agency of the United States, Cedar Point Federal Credit Union, or Cedar Point Financial Services, Inc. 5679446RG_May25. Not Insured by the NCUA or …With high-value products and services, Randolph-Brooks Federal Credit Union (RBFCU) is a trusted financial partner for thousands of members in Texas, as well as around the world. RBFCU offers all the banking services you would expect from a leading credit union, and we've also made it our mission to help improve our members' economic well-being and …2023. Magnolia doesn’t just look at your credit score. We will actually take time to get to know you and help you become more financially stable. We’re helping people become financially stable. Save for emergencies, build your credit and get loans for things like cars and houses. You can trust Magnolia to do what’s in your best interest.Accessible 24/7 through our HomeBanking App, this flexible line of credit ensures quick, convenient financial relief whenever it’s needed. Transfer funds instantly, whenever you …Say goodbye to lines. Keep FedFinancial in your pocket and enjoy the convenience of mobile banking. Download the app on: Call (301) 881-5626 to discover which of our federal employee programs and services that are right for you. Proudly Serving Washington DC & Maryland. in the first 90 days of account opening. 2. Learn More Log in to Apply. My Card Rewards. Domestic: +1 866-203-5864. International: +1 630-447-8983. Customer service center is open 24 hours/ 7 days a week, the center will be closed the following major holidays until 6:00 AM ET the following morning: New Year's Day, Easter, Memorial Day ... You protect our world. We protect your financial well-being. As the United Nations Federal Credit Union, we were founded in 1947 by UN employees, for UN employees. Our mission is to serve the people who serve the world by enriching the lives of our members. In all aspects, we strive to preserve your peace of mind, and empower global citizens to ...Home Equity Special. It’s more than a home. It’s extra money in your pocket. Expecting the Unexpected. A SkyPoint Personal Loan can help on the fly. SkyPoint Certificates make investing simple. Earn up to 5.25% APY* for 13-Months. For the Road Ahead. See today’s auto loan rates at SkyPoint.Bank-Fund Staff Federal Credit Union See accompanying notes. 4 Statements of Income (in thousands) Years Ended December 31, 2022 and 2021 2022 2021 INTEREST INCOME Loans $ 106,077 $ 103,400 Investments and interest-bearing deposits 40,321 28,475 Total interest income 146,398 131,875 INTEREST EXPENSEThe Canton School Employees (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark, Summit, Portage, Tuscarawas, and Carroll County communities through service and education. Our goal is to make banking easy for you and your family.When you bank with First NRV, we reinvest profits into our communities. Serving the NRV since 1937. ... Members only credit union. Dedicated and friendly staff who know their clientele. Providing a full range of banking services with online presence. Kelly. ... INDEPENDENT FROM FIRST NRV FEDERAL CREDIT UNION. THESE LINKS ARE …To enroll in Digital Banking, you will need your member number, your date of birth, and a temporary PIN. To obtain your temporary PIN, please call 202-212-6400. Learn More International Toll-Free Numbers.Copy of Credit Union Cashier's Check: $4.00: Copy of Statement of Account: $5.00: Debit Card Foreign Transaction Fee 2: 1% of transaction amount: eSavings Withdrawal or Transfer Fee 3: $5.00: Express Delivery/Courier: $35.00: Inactive Member Fee 4: $5.00: Minimum Balance Fee 5 - eSavings Account ... Bank-Fund Staff Federal …Zelle ® is a fast, safe and easy way to send money directly between almost any bank or credit union account in the U.S., typically within minutes 1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank 1. 2 Cardholders will receive 20,000 bonus points when spending $4,000 or more in net purchases within 90 days of account opening. 1 point is equivalent to $0.01 in cash back. 20,000 points can be redeemed for $200 in cash back. Offer valid for a new BFSFCU BEYOND Visa Signature credit card. To be eligible for the 20,000 points offer, you must ... In-Branch Appointment. Now you can choose to meet face-to-face via video or in person at one of our three branch locations. Schedule your next appointment to meet with our …Watch your financial possibilities blossom. Grow your savings with 6.17% APY on balances up to $1,000. Access your accounts from anywhere. With DCU Digital Banking, getting a holistic view of your finances has never been easier. Hope to find a new home by spring? Our flexible down payment options mean you can pay as little as 3% down.With cu@home Online Banking, you can manage your accounts from wherever, whenever you need to without setting foot into your branch. Less time banking and more time for you. Cu@home Online Banking is easy, convenient and safe. With cu@home Online Banking, you can check account balances, view account history, transfer funds, make loan …Copy of Credit Union Cashier's Check: $4.00: Copy of Statement of Account: $5.00: Debit Card Foreign Transaction Fee 2: 1% of transaction amount: eSavings Withdrawal or Transfer Fee 3: $5.00: Express Delivery/Courier: $35.00: Inactive Member Fee 4: $5.00: Minimum Balance Fee 5 - eSavings Account ... Bank-Fund Staff Federal …Routing 254074170. Become a Member. Bank-Fund Staff Federal Credit Union (BFSFCU) makes your online security our highest priority. Stay informed and up to date with various ways to prevent fraud in your everyday life.The Johns Hopkins Federal Credit Union. Home Loans, Car Buying, Other Loans, Students, Saving and Investments, Checking, Services, Links, TravelPEFCU752 Main Street, Tewksbury, MA 01876 Main Number (978) 851-9750 Fax (978) 851-8490 Contact Us Routing # - 211386144 NMLS # - 754120 Wire funds to: Bank-Fund Staff Federal Credit Union. 1725 I (Eye) Street NW, Washington, DC, USA. ABA (Routing and Transit) Number: 254074170. SWIFT Code: SFRUUS33 (For USD transfers only) Bank-Fund Staff Federal Credit Union: "Our purpose is to cultivate and enable shared prosperity through trusted financial services." Use Website In a Screen-Reader Mode Accessibility Screen-Reader Guide, Feedback, and Issue Reporting Bank-Fund Staff Federal Credit Union See accompanying notes. 4 Statements of Income (in thousands) Years Ended December 31, 2022 and 2021 2022 2021 INTEREST INCOME Loans $ 106,077 $ 103,400 Investments and interest-bearing deposits 40,321 28,475 Total interest income 146,398 131,875 INTEREST EXPENSEBank-Fund Staff Federal Credit Union Employee Directory . Bank-Fund Staff Federal Credit Union corporate office is located in 1725 I St NW Ste 150, Washington, District of Columbia, 20006, United States and has 364 employees.Bank-Fund Staff Federal Credit Union Employee Directory . Bank-Fund Staff Federal Credit Union corporate office is located in 1725 I St NW Ste 150, Washington, District of Columbia, 20006, United States and has 364 employees.At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. We want nothing more than for you to be your best you.The United States Senate Federal Credit Union, committed to providing member service, technology solutions and financial education that empower members to gain better control of their finances and achieve their dreams. ... Bank to Bank Transfers; Surcharge-Free ATM & Shared Branch Nationwide Network; ... My overall experience at the credit union was …Fax:888-919-0578. Address:1300 New York Ave. N.W. Washington, DC 20577. Report Lost/Stolen Cards. Web Design by Avtec Media. Board of Directors Election. ×. IDB Global Federal Credit Union is the answer to all of your financial needs: loans, online banking, mortgages & money management. Create an account now.We provide links to third party websites, independent from UPS Employees Federal Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of UPS Employees Federal Credit Union. Click CONTINUE to proceed or click the "X" to …Become a Member. Use our expedited online application that can be completed in under 10 minutes or select from one of the options below to join Partners! Apply Online. Visit a Branch. Schedule Appointment. Call 800.948.6677. Join Now.Deposit Operations Manager at Bank-Fund Staff Federal Credit Union Washington, DC. Connect Andrew Wilson Staff Development Trainer - Welcoming, creating and developing content and staff since 2012 ...With cu@home Online Banking, you can manage your accounts from wherever, whenever you need to without setting foot into your branch. Less time banking and more time for you. Cu@home Online Banking is easy, convenient and safe. With cu@home Online Banking, you can check account balances, view account history, transfer funds, make loan …Bank-Fund Staff Federal Credit Union Photos. There are currently no open jobs at Bank Fund Staff Federal Credit Union listed on Glassdoor. Sign up to get notified as soon as new Bank Fund Staff Federal Credit Union jobs are posted.The three levels of BFSFCU Global Rewards and their qualifying criteria are as follows: Choice Rewards: No minimum deposit or loan balance required. Plus Rewards: Total Relationship Balance between $50,000 to $249,999 required on your combined loans and deposits, and a minimum $15,000 balance on an open BFSFCU loan. Optimum …CREDIT CARDS; INVESTMENTS; DIGITAL BANKING; Business . CHECKING; LOANS; HEALTH SAVINGS ACCOUNTS; CINFED MASTERCARD® BUSINESS CARD; MERCHANT SERVICES; DIGITAL BANKING; ... Why just bank when you can belong? You don’t have time for banks that don’t have time for you. ... Cinfed Credit Union 4801 … 2 Cardholders will receive 20,000 bonus points when spending $4,000 or more in net purchases within 90 days of account opening. 1 point is equivalent to $0.01 in cash back. 20,000 points can be redeemed for $200 in cash back. Offer valid for a new BFSFCU BEYOND Visa Signature credit card. To be eligible for the 20,000 points offer, you must ... Bank-Fund Staff Federal Credit Union See accompanying notes. 4 Statements of Income (in thousands) Years Ended December 31, 2022 and 2021 2022 2021 INTEREST INCOME Loans $ 106,077 $ 103,400 Investments and interest-bearing deposits 40,321 28,475 Total interest income 146,398 131,875 INTEREST EXPENSE It can be found on the bottom left of your checks. The routing number is also used by Federal Reserve Banks and Automated Clearing House (ACH) to process direct deposits, funds transfers, bill payments, and other automated transfers. # BFSFCU’s ABA/routing number is 254074170. © 2024 Bank-Fund Staff Federal Credit Union. All Rights Reserved. Zelle ® is a fast, safe and easy way to send money directly between almost any bank or credit union account in the U.S., typically within minutes 1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank 1. Bank-Fund Staff Federal Credit Union: "Our purpose is to cultivate and enable shared prosperity through trusted financial services." Use Website In a Screen-Reader Mode Accessibility Screen-Reader Guide, Feedback, and Issue Reporting with an Endurance FCU Credit Card! Learn More. 15th annual Charity Golf Tournament. at the Territory Golf and Country Club, Duncan OK. Learn More. Next. Apply for a Loan Make a Payment Open an Account. Download Mobile App Download our mobile app and access your account from anywhere! New Slider Module. CTAs. Mobile Apps. Phone: (580) 255 …BFCU is a not-for-profit institution, which means that our members are also the owners, and their financial health is prioritized above all else. When we were founded in 1952, our primary goal was to provide members with access to loans with reasonable interest rates, and that still rings true today! Put your money where it works for you, not ...

Bank-Fund Staff Federal Credit Union serves employees of the World Bank and the International Monetary Fund, and their families.. Watch flash tv

bank staff federal credit union

We're Merced School Employees Federal Credit Union and we're all about helping our members achieve their financial goals since 1954.The BFSFCU Cards App periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the BFSFCU Cards App ...Moved Permanently. The document has moved here. Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: "Be the most preferred and trusted financial institution serving the military and their families." Bank-Fund Staff Federal Credit Union (BFSFCU) serves the banking needs of staff, retirees and families of the WBG and the IMF. Spouses are encouraged to establish accounts at the BFSFCU in their own names. Joining is free. Members have access to a full range of low- or no-cost services, from credit cards, checking and savings accounts, to … Premier Checking. Enjoy higher dividends when you achieve Global Rewards PLUS or OPTIMUM levels! At the PLUS level, balances of up to $10,000 will earn a premium rate. At the OPTIMUM level, your balances of up to $25,000 will earn an even higher dividend rate. Earn rebates on ATM Transaction Fees 4, Outgoing Wire Transfer Fees 5 and Debit Card ... High-Yield Share Certificates. your investment. Share Certificate Account and Jumbo Share Certificate Account offering rates are subject to change daily and are fixed for the term of …The annual percentage rate may change monthly. The rate will not exceed the maximum legal limit for Federal Credit Unions (currently 18%). The annual percentage rate will never go below 4% at any time during the term of the plan. Interest only loan has a 10 year draw period followed by a 20 year repayment period.United Nations Federal Credit Union ... Bank with confidence. Take control over your finances with quick and easy tips and guides. Financial Wellness. Committed to social and environmental impact. Advancing 14 UN SDGs. Our impact. 100% climate neu tral since 2016. Our sustainable approach. Join our global community. Wherever you are in the …Members Own the Credit Union! A credit union is a democratic, member-owned cooperative. So when you join Redlands City Employees Federal Credit Union, you’re more than a member; you’re an owner—and that means you have a say in how your credit union is run. A volunteer board of directors, elected by the members, governs a credit … Open a Share Certificate Today. Log in to Digital Banking, click. on Self Service and then on Account Opening. Need more information? Schedule an appointment with us, send us a chat or call. 202-212-6400. Schedule an Appointment. Become a Member. Bank-Fund Staff Federal Credit Union offers personalized service with a global perspective. Whether you are in the U.S. or abroad, we’re here to help you …2 Cardholders will receive 20,000 bonus points when spending $4,000 or more in net purchases within 90 days of account opening. 1 point is equivalent to $0.01 in cash back. 20,000 points can be redeemed for $200 in cash back. Offer valid for a new BFSFCU BEYOND Visa Signature credit card. To be eligible for the 20,000 points offer, you must ....

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