Per-Share Earnings, Actuals and Estimates. View the latest First National Bank Alaska (FBAK) stock price, news, historical charts, analyst ratings and financial information from WSJ.First National Bank Alaska serves the great state of Alaska and helps the residents with their banking needs. FNB Alaska Branches are open Monday thru Friday, most branches are closed on Saturday, however some locations are open on Saturday, for example the Soldotna Branch is open Saturday. The bank observes the normal USA Federal …The Bureau of Land Management has updated its regulations for the management and protection of the National Petroleum Reserve in Alaska (NPR-A) for the first time in …Sign-On to your First Bank Online Banking. Forgot your Sign-On ID? Where do I enter my Password? This is a private computer system which is restricted to authorized …Nichole Kennedy brings 25 years of experience in the investment industry to First National’s Wealth Management & Trust team. Throughout her years in the business, Kennedy has helped clients retire successfully, take their dream vacations and send their children to college. Kennedy holds an AA Degree in Marketing from the Fashion Institute …Reiser is a trusted partner who develops financial strategies and customized solutions to help Alaskans and their businesses and communities thrive. For more than 15 years, she has worked with healthcare professionals and organizations throughout Alaska. As Senior Healthcare Lending Officer, her local knowledge and experience have helped ...Sold Date. Source eBay. These prints have been stored in a drawer...all on a canvas looking paper, printed for the National Bank of Alaska. Winter Sun is 25x30 (23x28)from 1967, The Setting Sun is 19x22 1/2 (16x20) from 1971 and Northern Lights, also 25x30 from 1967. The Setting sun has a little wrinkle in the white area of a corner, …As of April 10, 2024, First National Bank Alaska had a $614.4 million market capitalization, putting it in the 56th percentile of companies in the Banks industry. Currently, First National Bank Alaska’s price-earnings ratio is 10.5. First National Bank Alaska’s trailing 12-month revenue is $154.5 million with a 38.8% profit margin. Year-over-year …First National Bank of Alaska. 101 Egan Ave, Valdez, AK 99686; 907-834-4800; Phone: 907-834-4800; Toll-free: 907-834-4825; Visit Website. Go Back. Overview . Full Service Banking and ATM. ... Valdez, Alaska 99686 USA Telephone: (907) 835-2984 Email: [email protected]. SUMMER HOURS - Updating 2024 May 8th - August 31st … An Alaskan for 50-plus years, Gillian has spent nearly 35 of those years building First National’s brand and helping shape the bank’s unique workplace culture, one recognized by Alaska Business magazine readers as the Best Place to Work in Alaska. Gillian helped formalize the bank’s relationship management program, provides administrative ... Access Your Account From Anywhere. Real-time access to your personal account information from anywhere in the world, 7 days a week, 24 hours a day. If you're a bank …First National Bank Alaska is a full-service commercial bank that accepts deposits and provides traditional banking services. The Bank provides card lending, consumer and commercial loans, escrow ...First National Bank Alaska Muldoon branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Anchorage, Anchorage county, Alaska since 1981. Muldoon office is located at 1100 Muldoon Road, Anchorage. You can also contact the bank by calling the branch phone number at 907-777-4362.First National Bank of Alaska. 101 Egan Ave, Valdez, AK 99686; 907-834-4800; Phone: 907-834-4800; Toll-free: 907-834-4825; Visit Website. Go Back. Overview . Full Service Banking and ATM. ... Valdez, Alaska 99686 USA Telephone: (907) 835-2984 Email: [email protected]. SUMMER HOURS - Updating 2024 May 8th - August 31st …Both are indirect subsidiaries of Bank of America Corporation. Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation. Banking, credit card, automobile loans, mortgage ... First National Bank Alaska Soldotna branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Soldotna, Kenai Peninsula county, Alaska since 1989. Soldotna office is located at 44501 Sterling Highway, Soldotna. You can also contact the bank by calling the branch phone number at 907-260-6000 Helpful Shortcuts. Current Rates; Property Sales; Change of Address Form; Download Forms - Business · Personal Customer Service. 907-777-4362 (Anchorage) 800-856-4362 (Toll Free) Getaway by FNBO ® Credit Card. Your ticket to go anywhere you want, whenever you want. Just Go! Earn Unlimited 3x points per dollar spent on travel, dining and gas2 and 1 point per dollar you spend on everything else. Save on interest and travel today! 0% introductory APR 1 for the first 12 billing cycles on purchases and balance transfers ...The 125200060 ABA Check Routing Number is on the bottom left hand side of any check issued by FIRST NATIONAL BANK ALASKA. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Per-Share Earnings, Actuals and Estimates. View the latest First National Bank Alaska (FBAK) stock price, news, historical charts, analyst ratings and financial information from WSJ.Stansberry began her banking career as a teller and transitioned to mortgage lending in 2016, where she excels at creative problem solving, calculating the best rates for her customers and responding to their needs every step of the way. “I love working in my hometown of Wasilla. Every day I help my friends and neighbors succeed in securing ...The Bank of Alaska location in Skagway, shown as a branch office of Wells Fargo in 2017.The lobby and teller windows retain decor commonly found in bank lobbies during the early 20th century. National Bank of Alaska (originally known as Bank of Alaska) was Alaska's largest financial institution for the latter part of the 20th century. In 2000, it was …ANCHORAGE, Ala., Oct. 30, 2023 (GLOBE NEWSWIRE) -- First National Bank Alaska’s (OTCQX:FBAK) net income for the third quarter of 2023 was $15.5 million, or $4.90 per share.You can also contact the bank by calling the branch number at 907-352-5900. For working hours, online banking and other bank services, please visit the official website of the bank at www.fnbalaska.com. Name : First National Bank Alaska, Wasilla Branch; Location : 775 E Parks Hwy, Wasilla AK 99654, Matanuska Susitna County; Phone : 907-352-5900A 33-year resident of Cordova, Cully Wooden knows the unique challenges and opportunities local businesses face. Wooden began her First National career as a teller in 1992, working her way up to customer service representative, vault teller, operations assistant and into her current position as the branch's manager, loan officer and Assistant ...4. First National Bank Alaska. First National Bank Alaska opened its doors in 1922, aiding Alaskans in moving into the region. It provides full banking services and investment offerings today. That includes mortgage and construction loan financing with a minimum of 25% down for 12-month loan terms for home construction projects.FNBO offers personal, business, commercial, and wealth solutions with branch, mobile and online banking for checking, loans, mortgages, and more.0.00%. FLEW Fleetwood Bank Corporation. 55.25. +0.45%. Discover historical prices for FBAK stock on Yahoo Finance. View daily, weekly or monthly format back to when First National Bank Alaska ...Experience is from 30 years working in the commercial banking business in Alaska and Montana. | Learn more about Jim Cloud's work experience, education, connections & more by visiting their ...The Bank of Alaska location in Skagway, shown as a branch office of Wells Fargo in 2017.The lobby and teller windows retain decor commonly found in bank lobbies during the early 20th century. National Bank of Alaska (originally known as Bank of Alaska) was Alaska's largest financial institution for the latter part of the 20th century. In 2000, it was … Helpful Shortcuts. Current Rates; Property Sales; Change of Address Form; Download Forms - Business · Personal Customer Service. 907-777-4362 (Anchorage) 800-856-4362 (Toll Free) First National Bank Alaska exclusive checks at no cost; Savings overdraft protection at no cost; Unlimited check writing, ATM and ACH withdrawals, point of sale and debit card transactions, automatic, telephone and pre-authorized transfers; College Checking. With flexibility to fit your lifestyle, this account allows you to enjoy banking anytime, anywhere. …Stay up-to-date on First National Bank Alaska (FBAK) Dividends, Current Yield, Historical Dividend Performance, and Payment Schedule.A graduate of the University of Massachusetts Amherst, Suzuki is a financial expert with more than 16 years of experience in the Alaska banking industry. He manages an experienced team of corporate lenders, … First National Bank Alaska Deposit Rates. Today's 12-month CD rates can be found at 5.00%, 6-month CD rates at 0.50% and 3-month CD rates at 1.40%. Current savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 16.24%. 1753 GAMBELL ST SUITE 316. ANCHORAGE. ALASKA. The routing / transit number can also be identified from the translation table below. Select / Identify the routing number associated with the region where the account was initially opened. Region. Routing Number. ALASKA. 125200060. First National Bank Alaska is an American bank founded in 1922 by Winfield Ervin Sr., as The First National Bank of Anchorage. The first branch stood on the corner of 4th and G Streets in ... First National Bank Alaska was established on Jan. 30, 1922. Headquartered in Anchorage, AK, it has assets in the amount of $3,358,226,000. Its customers are served from 31 locations. Deposits in First National Bank Alaska are insured by FDIC. Account details: Minimum deposit of $7,500 to open. Meet the minimum daily balance of $7,500 to avoid monthly service fee. Monthly service fee of $19 with e-Statement. Monthly service fee of $20 with mailed paper statement. Deposits can be made at any time and in any increment. Interest rates tiered by balance (higher balance = higher rate) First National Bank Alaska's loan growth has been above average so far this year. The loan portfolio grew by 5.0% in the first nine months of 2023, or 6.7% annualized. This is higher than the 5 ... National Bank of Alaska (originally known as Bank of Alaska) was Alaska 's largest financial institution for the latter part of the 20th century. In 2000, it was purchased by Wells Fargo, [1] giving the larger bank a presence in 23 states. Republican candidates for Alaska's U.S. House seat, Nick Begich III, left, and Lt. Governor Nancy Dahlstrom, at the Alaska Republican Party convention on Friday, …0.00%. FLEW Fleetwood Bank Corporation. 55.25. +0.45%. Discover historical prices for FBAK stock on Yahoo Finance. View daily, weekly or monthly format back to when First National Bank Alaska ...Get more information for First National Bank of Alaska in Anchorage, AK. See reviews, map, get the address, and find directions. Search MapQuest. Hotels. Food. Shopping. Coffee. Grocery. Gas. First National Bank of Alaska (907) 777-4663. Website. More. Directions ... Food Bank of Alaska. 2. I think about the Food Bank when it gets colder …You will earn a competitive rate of interest based on your balance. Account details: No minimum deposit to open. Meet the minimum daily balance of $2,500 to avoid monthly service fee. Monthly service fee of $9. No charge for first six transfers or checks per month. Additional transfers and checks are $10 each.First National Bank Alaska Valdez branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Valdez, Valdez-Cordova county, Alaska since 1969. Valdez office is located at 101 Egan Ave, Valdez. You can also contact the bank by calling the branch phone number at 907-834-4800Elmer Edwin Rasmuson (February 15, 1909 – December 1, 2000) was an American banker, philanthropist and politician in the territory and state of Alaska.He led the family business, National Bank of Alaska, for many decades as president and later chairman.He also served as Mayor of Anchorage from 1964 to 1967 and was the Republican nominee for …The First National Bank Alaska, Haines Branch is giving service at 123 Main St, Haines AK 99827, Haines County. You can also contact the bank by calling the branch number at 907-766-6100. For working hours, online banking and other bank services, please visit the official website of the bank at www.fnbalaska.com. Name : First National Bank Alaska, … 1821 Gambell Street Anchorage Alaska 99501 : 907-777-3652 : M-F: 10am-6pm : M-F: 9am-6pm : Anchorage : Metro Branch : 360 K Street, Suite 100 Anchorage Alaska 99501 : 907-777-4102 : M-F: 9am-5pm : N/A : Anchorage : Muldoon Branch : 1100 Muldoon Road Anchorage Alaska 99504 Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! First National Bank Alaska Branch Location at 1821 Gambell Street, Anchorage, AK 99520 - Hours of Operation, Phone Number, Routing Numbers, Address, Directions and Reviews.Manage your finances any time, anywhere with online and mobile tools from First National Bank Alaska. Enjoy intuitive navigation and efficient access to a wealth of account …Franz brings decades of banking experience to First National. During his career, Franz has successfully overseen the management of retail and business banking in 16 Alaska communities with broad geographic, economic, and cultural diversity. As President of the Lending Division, Franz uses his proven expertise to lead the bank's full complement ...According to the most recent Federal Reserve data, the top 10 retail banks in the U.S. by assets are: Chase Bank. Bank of America. Wells Fargo. Citibank. U.S. Bank. PNC Bank.Alaska’s community bank since 1922, First National proudly helps Alaskans shape a brighter tomorrow by providing banking services to meet their needs across the state, nation, and around the world.First National Bank Alaska Wasilla branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Wasilla, Matanuska Susitna county, Alaska since 1985. Wasilla office is located at 775 E Parks Hwy, Wasilla. You can also contact the bank by calling the branch phone number at 907-352-5900.A 33-year resident of Cordova, Cully Wooden knows the unique challenges and opportunities local businesses face. Wooden began her First National career as a teller in 1992, working her way up to customer service representative, vault teller, operations assistant and into her current position as the branch's manager, loan officer and Assistant ...National Bank of Alaska is sold to Wells Fargo, which was here during the gold rush. McCabe Bldg. is restored for city centennial amidst construction delays, much like 100 years ago, and the city holds a big birthday party outside in June before it moves in. WP&YR celebrates its centennial in July with great fanfare in Carcross, hinting at a ...24-Hour Banking. Access your account 24/7 with free online, mobile and FNBO ATM banking. And, for fast and easy account management, download our FNBO banking app for quick glance balance checks, mobile check deposit, ATM locator and so much more. Go to Digital Banking.First National Bank Alaska's loan growth has been above average so far this year. The loan portfolio grew by 5.0% in the first nine months of 2023, or 6.7% annualized. This is higher than the 5 ...Find a First Bank branch near you. Write Us. First Bank 2030 Sea Level Dr., Suite 300 Ketchikan, AK 99901. Report Fraud or Lost or Stolen Debit Card. Reporting suspicious or unauthorized activity on your debit card or to unblock a card please contact us at: During Business Hours Call: (907) 228-4446 or toll free at (888) 220-4446 Sullivan has worked in the Southeast Alaska banking industry for more than 31 years. Originally from Iowa and a graduate of Iowa State University with a degree in Business Administration, Sullivan permanently moved to Alaska in 1986. His banking career started on the operations side, and for the last 20 years, his focus has been on commercial ... Asst. Public Relations Director at First National Bank Alaska · Experience: First National Bank Alaska · Location: Anchorage · 148 connections on LinkedIn. View David Haynes’ profile on ...If you are already enrolled in online banking and would like to add bill pay, please contact First Bank's Electronic Banking Department during regular business hours at (907) 228-4446 or toll free at (888) 220-4446 if you are calling outside the Ketchikan area. You may also send us a message through your online banking, requesting it to be added.First National Bank Alaska currently operates with 27 branches located in Alaska. First National Bank Alaska is the 2nd largest bank in Alaska. The bank does … First National Bank Alaska is an American bank founded in 1922 by Winfield Ervin Sr., as The First National Bank of Anchorage. The first branch stood on the corner of 4th and G Streets in ... First National Bank Alaska Johansen branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Fairbanks, Fairbanks North Star county, Alaska for over 19 years. Johansen office is located at 430 Merhar Ave, Fairbanks. You can also contact the bank by calling the branch phone number at 907-450-7300Interim Construction Loan. Help pay for construction costs, such as materials and labor, with an interim construction loan until a project can be permanently financed. Pre-qualification for long-term financing is necessary. The real estate to be improved and building materials are used as collateral.Apr 30, 2024 · On Alaska Day, Oct. 8, 2018, First National Bank Alaska began trading on OTCQX under the symbol "FBAK.”. Alaska’s community bank since 1922, First National proudly helps Alaskans shape a brighter tomorrow by providing banking services to meet their needs across the state, nation, and around the world. With 28 locations in 19 communities ... In our record, the routing number for First National Bank Alaska is 125200060. The following is the information for the routing number of 125200060. FedACH Routing. Name: First National Bank Alaska: Address: 1753 Gambell St Suite 316. Anchorage, AK 99501. Phone: 907-777-3720: Type: Main Office: Servicing Fed's Main … Helpful Shortcuts. Current Rates; Property Sales; Change of Address Form; Download Forms - Business · Personal Customer Service. 907-777-4362 (Anchorage) 800-856-4362 (Toll Free) Getaway by FNBO ® Credit Card. Your ticket to go anywhere you want, whenever you want. Just Go! Earn Unlimited 3x points per dollar spent on travel, dining and gas2 and 1 point per dollar you spend on everything else. Save on interest and travel today! 0% introductory APR 1 for the first 12 billing cycles on purchases and balance transfers ...Meet Our Team. Creta Bloxom. Vice President, Mortgage Lending Director. NMLS# 1736875. Melanie Doss-Goodwin. Mortgage Lending Sales Manager. NMLS# 685974. Mark W O’Connell. Mortgage Loan Originator.Apr 25, 2022 · The Cuddy family has run First National Bank Alaska (FNBA) since 1941, and the institution was already nineteen years old by then. Started on January 30, 1922, as The First National Bank of Anchorage inside a furniture store at 4th Avenue and G Street, FNBA has grown and prospered over the last century while other banks have fallen by the ... Online Banking and Bill Pay. Manage your accounts online at your convenience from your PC, laptop, tablet or Smartphone. Pay bills and make transfers anytime or anywhere. …Schutter celebrated her 20-year employment anniversary with First National in April 2018. First hired as a Teller, she also worked as a Customer Service Representative, Personal Banker, Operations Assistant and Operations Supervisor before being named Branch Manager. She earned a Bachelor’s degree in Business Management from Capella …The best time to see the northern lights in Alaska. Courtesy of Travel Alaska. According to the Alaska Travel Industry Association, the best time to see the …First National Bank Alaska Kenai branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Kenai, Kenai Peninsula county, Alaska since 1978. Kenai office is located at 11408 Kenai Spur Hwy, Kenai. You can also contact the bank by calling the branch phone number at 907-283-6800. On the whole, First National Bank Alaska is a good bank that deserves your consideration with a rating of 3.9 out of 5 stars from our experts. First National Bank Alaska has a mixture of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards. Construction loans are generally made for a 12-month term with interest paid monthly. The monthly interest payment is based on the amount of money disbursed. The bank requires a minimum of 25% of the total project cost in cash, land equity, and/or project costs paid out of pocket. The total project cost includes the land value, the construction ... The Cuddy family has run First National Bank Alaska (FNBA) since 1941, and the institution was already nineteen years old by then. Started on January 30, 1922, as The First National Bank of …A graduate of the University of Massachusetts Amherst, Suzuki is a financial expert with more than 16 years of experience in the Alaska banking industry. He manages an experienced team of corporate lenders, …A 33-year resident of Cordova, Cully Wooden knows the unique challenges and opportunities local businesses face. Wooden began her First National career as a teller in 1992, working her way up to customer service representative, vault teller, operations assistant and into her current position as the branch's manager, loan officer and Assistant ...First National Bank Alaska’s Board of Directors announced that four new banking experts have joined the state’s largest locally owned community bank. With over 20 years in law enforcement at the Anchorage Police Department, Security Officer James Estes joins the First National team in Anchorage.Using the FNBApp, First National Bank Alaska’s free* mobile banking app, you can manage your money anytime, anywhere from your iPhone or iPad. Mobile banking …Elmer Edwin Rasmuson (February 15, 1909 – December 1, 2000) was an American banker, philanthropist and politician in the territory and state of Alaska.He led the family business, National Bank of Alaska, for many decades as president and later chairman.He also served as Mayor of Anchorage from 1964 to 1967 and was the Republican nominee for … Helpful Shortcuts. Current Rates; Property Sales; Change of Address Form; Download Forms - Business · Personal Customer Service. 907-777-4362 (Anchorage) 800-856-4362 (Toll Free)
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First National Bank of Alaska (907) 777-4663. Website. More. Directions Advertisement. 101 W 36th Ave Anchorage, AK 99503 Hours (907) 777-4663 ... Elmer Edwin Rasmuson (February 15, 1909 – December 1, 2000) was an American banker, philanthropist and politician in the territory and state of Alaska.He led the family business, National Bank of Alaska, for many decades as president and later chairman.He also served as Mayor of Anchorage from 1964 to 1967 and was the Republican nominee for …Bank deposit products and services provided by First National Bank of Pennsylvania. Member FDIC. Investment and insurance products are not insured by the FDIC or any other federal government agency, are not deposits or financial obligations of the financial institution, are not guaranteed by the financial institution and they do involve ...First National Bank Alaska exclusive checks at no cost; Savings overdraft protection at no cost; Unlimited check writing, ATM and ACH withdrawals, point of sale and debit card transactions, automatic, telephone and pre-authorized transfers; College Checking. With flexibility to fit your lifestyle, this account allows you to enjoy banking anytime, anywhere. …First National Bank Alaska was established on Jan. 30, 1922. Headquartered in Anchorage, AK, it has assets in the amount of $3,358,226,000. Its customers are served from 31 locations. Deposits in First National Bank Alaska are insured by FDIC.0.00%. FLEW Fleetwood Bank Corporation. 55.25. +0.45%. Discover historical prices for FBAK stock on Yahoo Finance. View daily, weekly or monthly format back to when First National Bank Alaska ...Codigos SWIFT / BIC. In Spanish. SWIFT code: FITKUS71XXX. First National Bank Alaska in Anchorage,ak. Swift codes. Business Identifier Codes (BIC codes) for thousands of banks and financial institutions in more than 210 countries.The chronological history of First National Bank Alaska, 1922-2002: The History of One Alaska Bank, First National Bank Alaska, indicates that Warren Cuddy purchased controlling interest and became president in …Franz brings decades of banking experience to First National. During his career, Franz has successfully overseen the management of retail and business banking in 16 Alaska communities with broad geographic, economic, and cultural diversity. As President of the Lending Division, Franz uses his proven expertise to lead the bank's full complement ... First National Bank Alaska Soldotna branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Soldotna, Kenai Peninsula county, Alaska since 1989. Soldotna office is located at 44501 Sterling Highway, Soldotna. You can also contact the bank by calling the branch phone number at 907-260-6000 Sold Date. Source eBay. These prints have been stored in a drawer...all on a canvas looking paper, printed for the National Bank of Alaska. Winter Sun is 25x30 (23x28)from 1967, The Setting Sun is 19x22 1/2 (16x20) from 1971 and Northern Lights, also 25x30 from 1967. The Setting sun has a little wrinkle in the white area of a corner, …AK. For questions regarding FIRST NATIONAL BANK OF ANCHORAGE you can call the following numbers, or find the appropriate contact on the homepage of FIRST NATIONAL BANK OF ANCHORAGE. CONTACT DETAILS. PHONE NUMBER: (907) 777-3750. FAX NUMBER: (907) 777-3629. EMAIL: [email protected] National Bank of the North is not active anymore since 10/22/1987 due to Absorption - Assisted. Wells Fargo Bank Alaska was the successor institution. The headquarter was located at 794 University Avenue, Fairbanks, AK 99701.Sold Date. Source eBay. These prints have been stored in a drawer...all on a canvas looking paper, printed for the National Bank of Alaska. Winter Sun is 25x30 (23x28)from 1967, The Setting Sun is 19x22 1/2 (16x20) from 1971 and Northern Lights, also 25x30 from 1967. The Setting sun has a little wrinkle in the white area of a corner, … Telephone Banking. Enjoy instant access to your account information 24 hours a day with First National's easy-to-use telephone banking system. To enroll, talk to your First National banker or call 777-4FNB (4362) in Anchorage/Eagle River or 1-800-856-4FNB (4362) in other communities. Helpful Shortcuts. Current Rates; Property Sales; Change of Address Form; Download Forms - Business · Personal Customer Service. 907-777-4362 (Anchorage) 800-856-4362 (Toll Free) The minimum HomeFlex Equity Line is $10,000, and the maximum is $250,000. Draw on your approved HomeFlex Equity Line of Credit (HELOC) for home remodeling projects, debt consolidation, college tuition, major medical expenses, vacations or those unexpected expenses. You have 10 years to draw and repay on the line and up to 15 more years to repay ... .