Contact Ideal CU in Stillwater. Location: Stillwater Branch. Address: Ideal CU Stillwater Branch 2020 Washington Avenue S Stillwater, MN 55082. Phone Number: (651) 770-7000. Toll-Free: (800) 247-0857.Ideal CU generously sponsored the event with a $1,000 donation. As part of Minnesota FoodShare's March campaign, participating food shelves receive an allocation from its FoodFund based on the number of individuals they serve annually and the cumulative pounds and dollars they collect from February 26 to April 8. The Sherrick's successful ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" five years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace. Federally insured by NCUA.Stop in to any Ideal CU location or call us at 651-770-7000 to enroll in Business Online Banking. If you need additional assistance, please contact Business Services at 651-747-8900 or email us [email protected]. For more information, call Business Services at 651-747-8900 or email [email protected] has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Card Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.Jane Hennen. Wednesday, Jan 10th, 2024. 642 Hits. (Woodbury, MN - January 10, 2024) - Ideal Credit Union is pleased to congratulate CEO Brian Sherrick on his 40 th anniversary. Brian's visionary leadership has cultivated a vibrant, award-winning credit union, ranked among the top ten largest in Minnesota.Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*.Ideal CU Community Foundation Annual Golf Tournament Sets New Record for Funds Raised A strong showing of support enabled the Ideal CU Com-munity Foundation to raise a record $23,291 at its seventh annual golf tournament on September 12, 2016, which is over a 25% increase from the previous year. The event, heldType Term APR * as low as; Signature 1 over $5,000: Up to 60 months: 11.74%: Overdraft Line of Credit: Up to 30 months: 14.00%: Share Secured: Up to 60 months: Current deposit rate + 3.00%Here are four forward-thinking uses for a Home Equity loan: 1. Home improvements. One of the most popular uses for home equity is home renovations and improvements. Using your home's equity for such projects is a smart choice for many reasons. For one, the money you put into the renovations acts as an investment.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" five years in a row by readers of the Stillwater Gazette, "Best Credit Union in the ...(Woodbury, MN - December 3, 2015) Ideal Credit Union has announced the promotion of Faith Tholkes to Vice President of Mortgage Services. Tholkes started her career with Ideal CU in 1996. She joined the mortgage department in 1998, where she quickly learned the real estate market and became committed to ensuring the credit union philosophy was uphe...Ideal Credit Union Branch Location at 8499 Tamarack Rd, Woodbury, MN 55125 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.Ideal CU Rewards – Every purchase you make with. your Ideal Credit Union Debit Card earns points that can . then be redeemed for great rewards and gifts. Coming Soon – We are launching a new membership. advantage program, with more details coming soon. Committed to Community. This year, Ideal CU held our community appreciationFrequently Asked Questions. In order to provide you with the best online experience this website uses cookies. By using our website, you agree to our use of cookies. Learn more. I agree. {slider What is your Routing Number?} Our Routing Number: 296076262 If you are setting up a Direct Deposit to your Ideal CU account, you will need.5.00%. $5,000 - $9,999.99. 4.89%. 5.00%. $10,000.00 +. 4.89%. 5.00%. 1. To qualify for RoundUp Savings premium rates/APYs, member must have an Ideal Credit Union Checking Account and Debit Card, receive eStatements and conduct a minimum of 20 debit card purchase transactions during the monthly qualification period.Card Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.Welcome to the Ideal Credit Union Online Payment System. Your Ideal Credit Union Loan account number is required to make payments found on your welcome letter and signed loan documents. Payments made after 7:00pm will be processed next business day.What Are Cookies? Cookies are small files downloaded to your device to improve your online experience. Ideal Credit Union may collect information about your device including but not limited to your IP address, location, browser type and operating system so a website can recognize you are a returning visitor.Staying Ahead in the Ever-Evolving World of Cybersecurity with Ideal CU. As we navigate the ever-changing cybersecurity landscape of 2024, staying informed and proactive is key. Ideal Credit Union is dedicated to providing our members with the tools, resources and support needed to stay ahead in this digital age.RoundUp Savings occur when the Ideal CU Debit Card transactions are rounded up to an even dollar amount. An additional amount of $1 or $2 can also be added to each transaction and transferred to RoundUp Savings. If the minimum criteria are not met, the account earns 0.05% APY per month. *APY = Annual Percentage Yield.Please review our Membership eligibility on the Ideal Credit Union website at www.Idealcu.com and/or speak with one of our service representatives to determine if you are eligible to join. Eligibility also includes Credit Union employees. If you retire, change jobs (outside the field of membership) orShe has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Jane Hennen. Thursday, Jul 29th, 2021. 1166 Hits. (Woodbury, MN – July 30, 2021) Ideal Credit Union has announced the promotion of Jane Hennen to Vice President of Marketing. Hennen joined the Ideal team in 2010 as a Database Marketing Specialist, and was quickly promoted to Director of Marketing in September of 2012.Ideal Credit Union features Concrete & Foundation Solutions with Co-Owner Seth Krachmer. Visit idealcu.com/business-banking/business-member-spotlight to lear...Good credit is more than just a number—it's a key that can unlock doors to financial opportunities throughout your life, from lower interest rates on loans and credit cards to approval for rental applications and more favorable insurance premiums. It reflects your financial responsibility to lenders and creditors, acting as an indicator of ...No Lender Fee Mortgage Loan. Enjoy the stability of a fixed rate with the added benefit of reduced closing fees. Members save an average of $1,750 with this option. Fixed rate. Maximum loan amount $766,550. Up to 30 year terms*. Single Family Home, 2-4 units, Condominium, and Townhome. Primary, secondary, and investment occupancies …Ideal Credit Union features Concrete & Foundation Solutions with Co-Owner Seth Krachmer. Visit idealcu.com/business-banking/business-member-spotlight to lear...Ideal Credit Union | 1,165 (na) tagasubaybay sa LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind ...We would like to show you a description here but the site won't allow us.Card Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.Home Improvement Loans. RenoFi - Learn More. Make an Appointment. 651-770-7000. 1 Minimum Annual Percentage Rate (APR) Floor of 4.00%. Maximum APR is 12.00%. APR calculation is subject to change monthly and is based on the Prime Rate as published in the Wall Street Journal. Required payments are calculated at 1% of the outstanding balance.idealcu.com. Phone number (800) 247-0857. Get Directions. 3225 Denmark Ave Eagan, MN 55121. Suggest an edit. You Might Also Consider. Sponsored. Secure Tax Services. 6.2 miles. Local own operator read more. Nick Fairbanks at Guaranteed Rate Affinity. 12.4 miles.5.00%. $5,000 - $9,999.99. 4.89%. 5.00%. $10,000.00 +. 4.89%. 5.00%. 1. To qualify for RoundUp Savings premium rates/APYs, member must have an Ideal Credit Union Checking Account and Debit Card, receive eStatements and conduct a minimum of 20 debit card purchase transactions during the monthly qualification period.Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions. Ideal has ...The average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ...Micro-deposits are small sums of money that are transferred online from one financial account to another. Their purpose is to verify if the account on the receiving end is actually the account the sender intended to reach. Micro-deposits are generally less than $1 and can be as small as $0.02. They are also typically deposited in pairs; within ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU - Find branch locations near you. Full listings with hours, contact info, Services, Routing Numbers, Membership Eligibility, reviews and more. (HQ: Woodbury, MN)Moved Permanently. The document has moved here.(Woodbury, MN - January 24, 2023) - Ideal Credit Union is pleased to announce its VIP+ program has rewarded members with an annual dividend payout of $479,000 for 2022 earnings. This marks the final payment for the VIP+ program which has rewarded members with more than $5 million dollars in payouts since the program began.Ideal Credit Union | 1,197 followers on LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) 2023 Best Places to Work | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise …Use your free Ideal CU Debit Card instead of cash or checks for purchases at millions of locations. Free Online Banking & Bill Pay: Secure online access to your account makes it easy to stay in control of your finances. Monitor your accounts for up-to-date details, make payments, pay bills online and more. Free Mobile Banking With Mobile Check ...Select University. Login to Student Portal. Enter Username. Enter Password. Remember me. Login. Log into the student portal of Chandigarh University - ODL to view your academic information, study enrolled courses, track university communication and …Check by Phone: $12.00. Avoid a late charge and make a next-day loan payment. Submit your request before 3:00 p.m. CST to ensure your payment will be processed the following business day. Call Ideal CU's Contact Center during normal business hours 651-770-7000 or toll-free at 1-800-247-0857.Ideal CU President/CEO Brian Sherrick highlighted the exciting changes that have taken place in the past year, which included the introduction of Ideal's new brand "Live the Ideal Life" and the successful launch of the credit union's enhanced digital banking platform. "In just the first week of conversion, more than 16,100 members (53 ...5-Star Ideal Credit Union, A Source of Security for its Membership. (Woodbury, MN - March, 2024) - BauerFinancial, Inc., the Nation's Premier Credit Union and Bank Rating Firm, is pleased to announce that Ideal Credit Union, Woodbury, MN, has earned its highest, 5-Star Superior rating for financial strength and stability for the 45th ...Ideal CU continues to grow larger each year and currently has six offices located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Learn more about Ideal Credit Union, a Minnesota based financial established in 1926 providing checking, savings, home loans, loans, business services.Here’s what you need to know about skip-a-payment: How skip-a-payment works. Depending on the credit union, skip-a-payment is available to qualifying members year-round or during select times of the year. The program is generally only allowed for loans with terms that are 12 months or longer, have been open at least nine months, and have …Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.She has been an employee for Ideal CU for more than 20 years. Her Key Role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her 3 children play ALL the sports, and of course binge watching her ...Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, 24/7 loans approval, mortgage products and title services, exclusive VIP member payback, business services, investment services and more. Visit www.idealcu.com for details and locations.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. For more information visit www.idealcu.com. Media Relations Contact Marla Pieton [email protected] Katie …Ideal CU has held this popular holiday promotion since 2012 and has given away $24,000 to 24 lucky members. To qualify, members with an Ideal CU personal checking account simply use their Ideal CU Debit Mastercard® or My Rewards™ Gold or Platinum Debit Card for purchases and earn a chance to win one of Ideal CU's four weekly $1,000 random ...Ideal Credit Union offers online banking tools to manage your accounts, transfer funds, pay bills and deposit checks. Enroll now and access Ideal Digital Banking from any device.She has been an employee for Ideal CU for more than 20 years. Her Key Role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her 3 children play ALL the sports, and of course binge watching her ... Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000. Ideal Advantage is available to Ideal CU members over the age of 18 with an active checking account, along with a special incentive for students 13-17. After careful consideration, we have made the difficult decision to sunset the Ideal Advantage programs. The 2023 payout will be the final payment for the program.If you are setting up a Direct Deposit to your Ideal CU account, you will need our Routing Number. Download the Direct Deposit Form. Does Ideal CU have safe deposit boxes? Yes, Ideal CU has safe deposit boxes available for rent at our Eagan, Hugo, North St. Paul and Woodbury locations. Safe deposit box sizes and prices are as follows: 2 x 5 x ... Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately. Stay up-to-date with the latest cyber security news with our Cyber Security Resources page. The John D. Miller Foundation was created by a group of Postmasters who felt the importance of education. With this need, they began the fund by joining forces with the St. Paul Postal Employees Credit Union, now Ideal Credit Union. Since 1980, they have awarded over $350,000.00 to deserving students from Western Wisconsin and Eastern …She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury.Ideal CU is a proud VIP Sponsor of the Minnesota Brain Tumor 5K, taking place virtually this year on Saturday, May 14. The MN Brain Tumor 5K is an annual run or walk event in support of brain tumor research and awareness. What sets this event apart from others like it is that 100% of donations and sponsorship dollars go directly to the Musella24/7 access to your account with Ideal Digital Banking and Mobile App. Check balances, transfer funds, pay bills, deposit checks remotely and more! Direct Deposit with Early Payday benefits. Access to a nationwide surcharge-free* ATM Network. Optional Overdraft Protection to cover purchases in the event you do not have a positive available ...Official rules and disclosure information can be found at idealcu.com. "Our annual holiday $1,000 Debit Card Giveaway is an exciting way to reward members for using their Ideal CU Debit MasterCard, especially during the busy shopping season when convenience and access are so important," said Brian Sherrick, Ideal CU President/CEO.HERE'S HOW IT WORKS: Ideal CU members with an active Ideal CU Personal Checking and Ideal CU Cash & Check Card or My Rewards Debit Card are eligible for the monthly random drawing. No registration is required. Ideal CU Personal Checking members will receive one (1) entry for each qualifying Ideal CU Cash & Check or My Rewards Debit3 days ago · Fast track card ship fee $40. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold non-variable APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Ideal CU's Faith Tholkes and Cynthia Stewart Named 'Super Mortgage Professionals' for 2021 (Woodbury, MN - June 28, 2021) Faith Tholkes, SVP of Mortgage and Consumer Lending, and Cynthia Stewart, Senior Mortgage Loan Advisor, have both been named "Super Mortgage Professionals" for 2021 by Mpls.St.Paul Magazine and Twin Cities Business.Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Ideal Credit Union is pleased to be ranked #1 Best-In-State Credit Union in Minnesota by the 2023 ranking by Forbes and was recognized as a 2023 Best Places …Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and directions. Ideal has ...Ideal Credit Union Branch Location at 8499 Tamarack Rd, Woodbury, MN 55125 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.Ideal CU’s Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up …Ideal CU Announces Personnel Changes. (Woodbury, MN - April 30, 2018) Ideal Credit Union has announced the following personnel changes that have taken place over the past few months. Kari Olson has been promoted to Director of Mortgage Lending Operations. Olson joined the Ideal team in 1992 and has over 25 years of experience in the financial ...5-Star Ideal Credit Union, A Source of Security for its Membership. (Woodbury, MN - March, 2024) - BauerFinancial, Inc., the Nation's Premier Credit Union and Bank Rating Firm, is pleased to announce that Ideal Credit Union, Woodbury, MN, has earned its highest, 5-Star Superior rating for financial strength and stability for the 45th ...Space is limited so reserve your seat at www.idealcu.com or call (651) 747-HOME (4663). Dreaming Of Your Ideal Home? Attend a Free Seminar First Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2018 Home Education Seminar series brings you expert advice fromIdeal CU Raises $2,500 for Second Harvest Heartland Hunger Relief Efforts. (Woodbury, MN - August 31, 2020) - With demand for food assistance rising to historic levels in our local communities, Ideal Credit Union rallied its employees to raise funds for Second Harvest Heartland 's ongoing hunger relief efforts, resulting in $606 from ... Amount Term APR* as low as; Up to $5,000** Up to 36 months: 7.34%: $5,000 and up** Up to 48 months: 7.44%: $5,000 and up** Up to 60 months: 7.64%: $20,000 and up** Example of payment, pay $44.43 per month per $1,000 borrowed for 24 months at 6.24% APR. Rates are subject to change at any time. **Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2020 or newer and minimum loan amount must be $30,000. LTV restrictions may apply.
Ideal Credit Union | 1,165 (na) tagasubaybay sa LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind .... Casetfy
5-Star Ideal Credit Union, A Source of Security for its Membership. (Woodbury, MN - March, 2024) - BauerFinancial, Inc., the Nation's Premier Credit Union and Bank Rating Firm, is pleased to announce that Ideal Credit Union, Woodbury, MN, has earned its highest, 5-Star Superior rating for financial strength and stability for the 45th ...The Ideal CU Community Foundation will make $500 donations during the events to: • Hugo Good Neighbors Food Shelf • Neighbors, Inc. • The Open Door • North St. Paul Area Food Shelf • Christian Cupboard • Valley Outreach Summer/Fall 2021 Newsletter Contents President's Corner2 Business Member Spotlight 3 Voted 'Best CU in TheShe has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union offers online banking tools to manage your accounts, transfer funds, pay bills and deposit checks. Enroll now and access Ideal Digital Banking from any device.I n s u r e d b y N C U A. 2 0 2 2. A N N U A L. R E P O R T. A p r i l 2 7 t h , 2 0 2 3. T o t a l L i a b i l i t i e s. a n d M e m b e r s ' E q u i t yIdeal CU has run this popular holiday promotion since 2012 and has given away $16,000 to lucky members. The $1,000 Debit Card Giveaway runs from November 23 – December 20, 2016. No purchase is necessary and there is no cost to participate. For official rules and disclosure information, visit www.idealcu.com. Welcome to the Ideal Credit Union Online Payment System. Your Ideal Credit Union Loan account number is required to make payments found on your welcome letter and signed loan documents. Payments made after 7:00pm will be processed next business day. Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" three years in a row by readers of the Stillwater Gazette and was named a 2018 Star Tribune Top 150 Workplace.Ideal CU offers checking, savings, loans, mortgages, credit cards and more to its members in Minnesota. Find rates, locations, events, digital banking and wealth advisors services …Get plugged into Ideal CU news and download the Dollars & Sense newsletters: Winter 2013 - 2014 Summer/Fall 2013 Spring 2013 Winter 2012 - 2013 Fa For general inquiries or assistance, please call us at 651-770-7000 during business hours. For detailed location information, including branch addresses and hours, visit our Location & ATMs page. Also see our Holiday Hours for details regarding upcoming branch holiday closures. Ways to Connect During Business Hours: 8499 Tamarack Road. Woodbury, MN 55125. Account Changes. Make an update to your Ideal Credit Union account: Add PODs/beneficiaries*. Beneficiary Designation Form. Direct Deposit. Have your payroll check deposited automatically into your checking or savings account with Direct Deposit. Download the form and give it to your employer's payroll ...Ideal CU members will be required to complete an Eligibility & Release Form. Such document must be completed within seven (7) calendar days from the date of notification, as determined by Ideal CU. Noncompliance within these time periods will result in disqualification by Ideal CU and an alternate winner will be selected, time permitting. ...4540 Hits. (Woodbury, MN – December 21, 2016) – When Ideal Credit Union’s new Stillwater branch opened for business on December 5, 2016, it was more than just another new office opening - it was history in the making. That day, Ideal officially became the first credit union to operate in the Stillwater community in its 162 years of …Here are four forward-thinking uses for a Home Equity loan: 1. Home improvements. One of the most popular uses for home equity is home renovations and improvements. Using your home's equity for such projects is a smart choice for many reasons. For one, the money you put into the renovations acts as an investment.At Ideal CU, discover a diverse range of financial services tailored to meet your personal and business needs. Ideal provides effective solutions to help you manage your finances with ease. High-yield Checking and Savings Accounts; Flexible Auto Loans and Mortgage Options; Expert Investment and Retirement Planning; Find a Branch Read ReviewsRouting and transit. Ideal Credit Union Routing and transit # is 296076262.Choose the Right Product: Ideal CU offers various debt consolidation products, including personal loans and home equity lines of credit. We'll help you choose the one that aligns with your financial status and goals. Make an appointment to meet with a Loan Representative if you aren’t sure where to start.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury..